Banks take calculated risks and in the process make profits 银行会仔细计算风险，并在承担风险的过程中图利。
2.
Expertise helps foundations take calculated risks ? as an entrepreneur might and as governments rarely do well ? and achieve the economies of scale that make as much difference in charitable work as in any other sphere of life 专业化可以帮助基金会把风险控制在可计算的范围内? ?创业者们都会这么做而政府机构往往在这方面并不擅长? ? （专业化）也使基金会可以达成规模效应（译注2 ） ，而这是慈善活动与其它生活领域的活动的一大不同之处。
